Terms of Service

Effective Date: April 8, 2025

Welcome to NymbleInsurance.com (“Website”), operated by Nymble Insurance LLC (“Nymble Insurance,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website, digital tools, services, communications, and interactions with Nymble Insurance, whether online or through our agents.

By accessing or using our website or services, you agree to these Terms. If you do not agree, do not use our services.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use our services. By using the site, you confirm you meet these requirements.

2. Services Provided

Nymble Insurance is a licensed independent insurance agency providing personal, commercial, and specialty insurance products. We offer services including but not limited to:

• Insurance quotes from multiple carriers
• Policy purchase and servicing
• Digital policy management via third-party tools (e.g., the Nymble Insurance App powered by GloveBox)
• Client support through agents and virtual tools

Note: Final policy terms, conditions, and pricing are determined by the issuing insurance carrier. We do not guarantee coverage until confirmed by the insurer.

3. User Responsibilities

By using our services, you agree to:

• Provide accurate and complete information when requesting quotes or servicing policies
• Maintain the confidentiality of your login credentials and account access
• Immediately notify us of any unauthorized use or suspicious activity
• Use the services only for lawful purposes and not to misrepresent, defraud, or misuse any portion of our platform

4. Communications

You consent to receive communications from us via email, SMS, phone, and push notifications regarding your account, insurance policy activity, required documentation, reminders, and promotional offers. You may opt out of promotional communications but not those related to active policy servicing.

5. Third-Party Tools

We may provide access to third-party services (e.g., Canopy Connect, GloveBox, Fetch, etc.). These tools are provided as-is, and your use of them is subject to their respective privacy policies and terms. We are not liable for the performance or accuracy of third-party platforms.

6. Quotes & Recommendations

We make no warranties regarding the accuracy, reliability, or availability of our services.
Insurance coverage is not effective until confirmed in writing by the carrier.
Use of our platform is at your own risk.

7. Payment & Fees

Unless otherwise stated, any service fees or charges will be disclosed prior to transaction completion. Fees for non-policy services (e.g., consulting, agency fees) are non-refundable unless otherwise noted.

8. Cancellations & Refunds

Policy cancellations must follow the procedures of the issuing carrier. Refunds for prepaid premiums are subject to carrier terms. We are not responsible for carrier delays in issuing refunds.

9. Intellectual Property

All content, branding, logos, text, software, and materials on NymbleInsurance.com are the intellectual property of Nymble Insurance or its licensors. You may not reproduce, distribute, or create derivative works without written consent.

10. Disclaimers

• We make no warranties regarding the accuracy, reliability, or availability of our services.
• Insurance coverage is not effective until confirmed in writing by the carrier.
• Use of our platform is at your own risk.

11. Limitation of Liability

To the fullest extent permitted by law, Nymble Insurance is not liable for any indirect, incidental, special, or consequential damages arising from your use of our services or website, even if we were advised of the possibility of such damages.

12. Indemnification

You agree to defend, indemnify, and hold harmless Nymble Insurance and its affiliates from any claims, losses, liabilities, or expenses (including legal fees) arising from your use of our services or breach of these Terms.

13. Termination

We reserve the right to terminate or suspend your access to services at any time for conduct that we believe violates these Terms or is harmful to other users or our business.

14. Governing Law

These Terms shall be governed by the laws of the State of Florida without regard to its conflict of laws rules. Any disputes shall be resolved in the courts located in Polk County, Florida.

15. Changes to Terms

We may update these Terms periodically. Continued use of the website or our services constitutes acceptance of any revised Terms. The latest version will always be available at NymbleInsurance.com/terms.

16. Contact

For questions or support, contact us at:
Email: [email protected]
Phone: 813-291-3484
Mailing Address: 400 N Tampa St 15th Floor, Tampa, FL 33602

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If you have any questions or need assistance, please reach out to us:

400 N Tampa St 15th Floor
Tampa, FL 33602

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