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💎 Jewelry & Collectibles Insurance

Jewelry & Collectibles
Insurance for Florida

Engagement rings, watches, designer handbags, trading cards, sports memorabilia, coins, stamps, fine art. Your homeowners policy caps these at $1,500–$2,500. We schedule them with the right specialty carrier so they're covered for full value, anywhere in the world, against almost any cause of loss — including the ones your home policy excludes.

Insure What You Love
Tell us what you want covered. We'll match you with the right specialty carrier — BriteCo, Jewelers Mutual, CollectInsure, or Wax — and quote you usually the same business day.
💎 Request a Quote → 📞 Call or Text 813-291-3484
Multi-Carrier Shop · Worldwide Coverage · Agreed Value
⚠️ The Homeowners Gap

Your Home Policy Doesn't Actually Cover This

Most Florida homeowners policies cap jewelry losses at $1,500–$2,500 total — and only for theft. They exclude mysterious disappearance, damage, breakage, and lost stones entirely. A scheduled personal articles policy fixes all of that.

❌ Standard Home Policy
• $1,500–$2,500 cap on jewelry total
• Theft only — no mysterious disappearance
• No coverage for breakage or damage
• No coverage for lost stones
• No coverage outside the home
• Subject to home policy deductible
• Trading cards / collectibles barely covered
• Appraisals not contractually binding
✓ Scheduled Personal Articles
• Coverage up to full appraised/agreed value
• Mysterious disappearance covered
• Breakage, damage, & lost stones covered
• Worldwide coverage — anywhere you go
• Often $0 deductible
• Doesn't touch your homeowners policy
• Specialty carriers for cards, art, watches
• Agreed value at policy issue
💎 Get a Quote in Minutes

What We Insure

If it has real value to you and a market value to the world, we can probably schedule it. Three carriers, almost every category.

Most Common
Engagement Rings & Fine Jewelry
The single most-asked-about valuable on Earth. Schedule the ring, watches, necklaces, earrings, and inherited pieces.
✓ Engagement & wedding rings
✓ Inherited & estate jewelry
✓ Designer pieces (Tiffany, Cartier, etc.)
✓ Fine watches (Rolex, Patek, AP)
✓ Mysterious disappearance covered
✓ Worldwide travel coverage
✓ $0 deductible options
Carriers: BriteCo, Jewelers Mutual
Hot Market
Trading Cards & Memorabilia
Pokémon, sports cards, signed jerseys, game-used items. The collectibles market is bigger than ever — and your home policy isn't built for it.
✓ Pokémon & trading cards
✓ Sports cards (PSA & raw)
✓ Signed jerseys & equipment
✓ Game-used memorabilia
✓ Comic books
✓ Coverage in transit to/from PSA, BGS
✓ Show & convention coverage
Carriers: CollectInsure, Wax
Luxury Goods
Designer Handbags & Accessories
Hermès Birkins, Chanel flaps, vintage Louis Vuitton — the collector handbag market has appreciated faster than gold. Insure them properly.
✓ Hermès Birkin & Kelly bags
✓ Chanel, Dior, Louis Vuitton
✓ Vintage & rare pieces
✓ Travel & transport coverage
✓ Damage & theft
✓ Agreed value, not depreciated
✓ Recent purchase receipts accepted
Carriers: BriteCo, CollectInsure
Numismatic
Coins, Stamps & Currency
Numismatic and philatelic collections need different underwriting than jewelry. Whole collections schedulable; individual high-value items also covered.
✓ Coin collections (PCGS, NGC graded)
✓ Bullion & precious metals
✓ Stamp collections
✓ Rare currency & banknotes
✓ Tokens & medals
✓ Coverage in transit & at shows
✓ Whole-collection or scheduled
Carrier: CollectInsure
Fine Art
Fine Art & Sculpture
Paintings, prints, sculpture, and decorative arts. Florida's humidity and hurricane risk make fine-art schedules especially important.
✓ Paintings & prints
✓ Sculpture & ceramics
✓ Photography
✓ Antiques & decorative arts
✓ Restoration coverage
✓ Transit coverage to galleries/shows
✓ Climate-related damage options
Carriers: Jewelers Mutual, CollectInsure
Almost Anything
Other Collectibles
Wine, vintage instruments, autographed items, action figures, vintage toys, militaria — if it has documented market value, it's almost certainly insurable.
✓ Wine collections
✓ Vintage musical instruments
✓ Autographed items & documents
✓ Vintage toys & action figures
✓ Militaria & historical items
✓ Movie props & memorabilia
✓ Books, manuscripts, & first editions
✓ Just ask — we'll find the carrier

Why Florida Collectors Choose Nymble

Most jewelry insurance websites only have one carrier. We have four specialty markets — BriteCo, Jewelers Mutual, CollectInsure, and Wax — plus the broader 90+ carrier independent agency behind them. That means we can quote a $5,000 ring AND a $500,000 Pokémon collection AND a Hermès closet AND a coin collection — and pick the right carrier for each. Nobody else in Florida does this.

🛒
Four Specialty Carriers
BriteCo for modern jewelry & watches. Jewelers Mutual for high-value & appraised pieces. CollectInsure for cards, art, and broader collectibles. Wax for the trading-card-first collector. We pick the right one for you.
🌎
Worldwide Coverage
Covered when you travel, when items ship to PSA/BGS for grading, when you go to a show or convention. Not just at home.
🌀
Florida Climate Expertise
Humidity, hurricane evacuation, salt air. We help you think through where to store, how to ship, and which carriers actually pay for climate-related damage.
📋
Appraisal Guidance
Some carriers want recent appraisals, some don't. Some accept purchase receipts. We tell you exactly what each carrier needs before you start.
🤝
Bundle With Home
Already a Nymble homeowners client? Adding scheduled jewelry or collectibles is a 5-minute conversation, not a new relationship.
📞
Real Tampa Agents
Lose a stone, get robbed at a card show, drop a watch in the pool — you call us and we walk you through the claim. Not an 800-number queue.

Florida-Specific Risks for Valuables

Storing valuables in Florida is different from storing them anywhere else. Here's what we plan for:

🌀Hurricane evacuation
Coverage while in transit
💧Humidity damage
Cards, art, leather
🌊Flood damage to safes
Storm surge zones
🏖️Beach & pool loss
Lost stones & rings
🚗Vehicle theft & transit
Show & convention travel
📦Grading service shipping
PSA, BGS, NGC transit
💎 Get Your Jewelry & Collectibles Quote
BriteCo · Jewelers Mutual · CollectInsure · Wax · Multi-Carrier Independent Agency

Cover What You Love
For What It's Worth

A licensed Nymble agent will match the right specialty carrier to your collection — and quote you usually the same business day.

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